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1st Chakra: Muladhara
(Root) located at the base of the spine. |
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This chakra deals with
basic needs and self preservation.
"You
will recklessly fulfill wants, rather than take care of the
essentials. If you find yourself buying that expensive suit
with the money you need to buy groceries and pay the hydro
bill - your root chakra is out of balance."
Worksheet: building a realistic, useable budget.
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2nd Chakra:
Svadhisthana (Navel) |
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"This
chakra deals with sensuality and the appetite for life's
pleasures. When this chakra is in balance, your relationship
with the material world is healthy. When it is out of
balance, you may find yourself spending wildly to satisfy
impulse appetites, only to sink into depression when the
bills come due."
Worksheets: building (or rebuilding) a healthy credit record
with the financial bureaus. |
3rd Chakra: Manipura
(Solar Plexus) |
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"This
chakra is the location of both your sense of self and your
physical power. Balance in this chakra means a healthy
self-esteem that enables sensible financial risks. If this
chakra is out of balance, you will suffer from low self
worth. Overspending in an attempt to bolster your
self-esteem creates financial problems."
Worksheets: begin a savings/ investment program - "a dollar a
day can turn into $20,000 through the miracle of time and
compound interest! |
4th Chakra: Anahata
(Heart) |
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"This
chakra unifies the lower (physical) and higher (spiritual)
energy circuits. Balance in the Heart chakra encourages
tolerance. When unbalanced your judgmental behaviours pushes
away your loved ones. Or, when the Anahata is too open,
over-empathy with others' anger or misery can depress you.
You may lack the optimism necessary to make a comfortable
home a financial priority."
Worksheets: formulas to figure out how much of a mortgage
you are eligible for. |
5th Chakra: Vissudha
(Throat) |
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"This
chakra deals with communication. If it is unbalanced, it may
result in an inability to sit down with your partner and
have that hard talk about the future impact of shared debts
and risky spending habits."
Worksheets: Wills and estate planning
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6th Chakra: Ajna
(Brow or Third Eye) |
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"This
chakra controls your ability to make your hopes and dreams a
reality. When it is unbalanced you have difficulty
visualizing where you want your life to lead and how you
will get there. Balance in this chakra infuses your spirit
with a sane attitude toward money, stopping the behaviours
that create financial problems for you and your family."
Worksheets: Insurance 101 - types you might need, who you
want to protect. |
7th Chakra: Sahasrara
(Crown) |
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"This
chakra life gives you the faith and strength to act from
your ethics and values, rather than your fears. When the
Sahasrara is balanced, you are in a position to become a
guide and mentor. Share the lessons you have learned on the
path to financial freedom. . At this point, the journey has
become more important than the end result. Because you are
aware, happy and secure, you are in a position to be of
service"
Worksheet: The Smith Manouevre.
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